• Unusual and/or suspicious transaction including instances of consumer fraud;
• Alerts for politically exposed person(s) (“PEP”) and make PEP determinations;
• AML/Sanctions/ATF alerts escalated by the 1st line of defense;
• Adverse News alerts; and
• Consumer loans to ensure AML compliance, as well as underwriting compliance.

• Monitor high risk clients for money-laundering or terrorist-financing indicators;
• Provide guidance, training, direction and support to a direct report;
• Lead the annual internal self-assessment of money-laundering and terrorist-
• financing controls;
• Facilitate Financeit’s self-assessment of inherent risks process;
• Support the development and maintenance of all policy, procedure, and training
• documents that make up Financeit’s AML program;
• Prepare monthly management reports on AML activities, and underwriting
• compliance audits;
• Analyze AML and/or fraud transaction trends and make recommendations on
• process improvement, policy updates, and innovation on risk mitigation, money-
• laundering, terrorist financing and/or fraud; and
• Act as a backup to colleagues, provide support to ad-hoc or project-based
• AML/underwriting activities and complete other duties as assigned.

• At least 3 years of AML expertise in the consumer lending environment in a risk, compliance, or audit role.
• 1+ years of experience as a manager.
• University degree in business, finance, economics, or a relevant discipline.
• Active Anti-Money Laundering Specialist (CAMS) certification will be a plus.
• Proficient with data manipulation, analysis, and presentation.
• Fraud and audit experience is considered an asset.
• Project management skills are a plus.
• Highly organized and capable of multitasking efficiently.
• Bilingualism (English/French) is considered an asset.

• Initiate and maintain contact with merchants or borrowers to identify new opportunities.
• Set and strive to achieve targets, contributing to the company's growth plan.
• Collaborate with team members to share insights, strategies, and best practices, fostering a supportive and cooperative work environment.
• Actively seek coaching and guidance from peers and managers to enhance sales techniques and performance.
• Operate with minimal supervision and demonstrate a proactive approach to finding solutions to challenges as they arise.
• Apply strong business acumen to understand customer needs and tailor solutions accordingly.
• Maintain high integrity and ensure the delivery of the right solutions to the right clients consistently.
• Utilize CRM tools to manage and track the sales pipeline effectively.

What you'll need to succeed:

• Ideally, 2+ years of sales experience with a proven track record. However, recent graduates with a passion for sales will also be considered.
• Intermediate proficiency with Microsoft Office, and able to learn new technologies quickly.
• Experience managing a sales pipeline through a CRM (such as Salesforce, Hubspot etc)
• Desire to work on a competitive, target-driven business sales team.
• Highly disciplined, with excellent time management & organizational skills.
• Strong written and oral business communication skills, in English.

Some of the perks of working at Financeit:

• Build, maintain, and enhance consumer credit policies, strategies, and tests to optimize ROA across a diverse range of products, segments, and stakeholders.
• Segment troubled borrowers and collaborate with operations to design and implement programs that minimize losses and support borrowers in staying on track with payments.
• Identify existing customers best suited for incremental products and services.
• Develop and execute backtesting, monitoring, and reporting processes while collaborating with cross-functional teams to ensure strategies are effective and aligned with organizational objectives.
• Conduct regular loan quality audits, recommend policy and procedure changes to address process gaps, and ensure corrective actions are implemented.
• Enhance team efficiency by identifying high-quality data sources and automation opportunities for key processes, reports, and documentation.
• Dig deep into trends, anomalies, and analytics to connect findings with real-world events, customer attitudes, and behaviours, drawing meaningful conclusions and insight to improve business outcomes.
• Contribute to strategic projects and initiatives related to risk management and company growth.
• Bring energy, positivity, and a team-first attitude every day, while striving to make the team and yourself better.

What you'll need to succeed:

• University degree in Engineering, Mathematics, Computer Science, Applied Sciences, Finance, or another quantitative discipline.
• 3+ years of full-time or internship experience in strategy, analytics, data science, risk management, or finance, with a strong focus on quantitative and qualitative strategy, predictive modeling, and business or risk analytics.
• 3+ years of experience creating senior management ready communications and presentations using Excel, PowerPoint & Word.
• Proven ability to build quantitative and qualitative strategic plans, advanced models, and policies.
• Advanced skills in data manipulation and statistical modeling, with proficiency in Angoss Knowledgeseeker, SAS, Python and SQL.
• Experience with complex indirect lending, consumer credit risk, collections and recoveries strategies, or business analysis and reporting at a financial institution is a strong asset.
• Strong strategic thinking, judgment, communication (verbal, visual, and written), with advanced problem-solving and analytical skills.
• Genuine curiosity and passion for finding the “right answer,” paired with a detail-oriented mindset and a “healthy sense of paranoia” about quality.
• Highly organized and driven, with the ability to manage competing priorities while meeting deadlines.
• Collaborative and humble, thriving in a team-first environment while bringing energy and enthusiasm to the team culture.

Some of the perks of working at Financeit:

• Responsible for corporate planning and forecasting models to support strategic planning, reporting and provision of advise and insight to the business leaders.
• Support with building structure around budgeting process to drive P&L alignment and accountability with all functions.
• Assist in Analyzing and investigating P&L performance and variances between plan/forecast and actual results.
• Understand the operating and economic environment and take into account the business outlook.
• Assist the Product Department in structuring and the economics of new or existing products and merchant partnership relationships.
• Provide decision support, financial and analytical counsel to facilitate decision-making around strategic business initiatives; act as a key finance business partner to leaders across the organization.
• Assisting with the preparation of Board reporting packages as well as Investor and Lender decks.
• Identify opportunities to drive revenue, optimize margins, and reduce costs.
• Communicate results to business leads and operational teams.
• Support M&A or other corporate activities.
• Prepare various ad hoc analysis and projects to assist with the management of the business.

• Superior Excel skills required, including experience with detailed financial modelling (complex formulas, advanced functions, tables/pivot tables).
• A professional designation (CFA, CBV, CPA) or MBA will be an asset.
• 3-5 years of experience in financial analysis, preferably in financial services including M&A, transaction services or audit.
• Initiative and the ability to perform in a fast-paced, unstructured environment.
• Ability to work independently with minimal guidance to meet corporate and team objectives.
• Solid two-way communication skills, both verbal and written.
• Strong attention to detail and intellectual curiosity.
• Experience with accounting systems an asset.

• Build and refine predictive tools, triggers and monitoring systems covering merchant (channel partner) credit, behaviour and fraud losses across products, segments, and stakeholders.
• Deliver high-quality daily, weekly, monthly, quarterly and annual Loss Forecasts, Sector (e.g., Industry), Partner, and Operational (e.g. Chargebacks, Fraud) reports on time for Senior Management.
• Design, build, and improve dashboards, data sets, and analytics using tools like Python, SQL, and BI platforms (e.g., Tableau, Looker).
• Go beyond the reporting to analyze trends, anomalies, and key issues to connect data to real-world events, industry trends and individual company behavior to draw actionable business insights conveyed through compelling storytelling.
• Continuously improve efficiency by identifying quality, well-managed data sources and opportunities to apply automation, data pipelines, and AI to the generation of reports and insights.
• Craft compelling stories and visualizations from complex data that resonate with executives.
• Partner with cross-functional teams to understand their needs and goals to proactively ensure they have the analytics and insights needed to succeed.
• Participate in strategic projects and initiatives related to risk management.
• Document requirements, maintain wikis, and ensure clarity and alignment across teams.
• Foster a team culture rooted in dedication, curiosity, and continuous improvement.
• Bring energy, positivity, a critical eye, unimpeachable integrity, a team-first attitude, and a desire to contribute to building something great, together.

What you'll need to succeed:

• Bachelor's degree in Engineering, Math, Computer Science, Applied Math or Applied Sciences, Finance, or other quantitative discipline.
• 2+ years of full-time or internship/PEY experience in analytics, data science, strategy, risk management or finance, focused on analytics, predictive modeling, insights, and reporting is an asset.
• 2+ years of relevant work experience in analytics or reporting with expertise in forecasting, data mining, and delivering business insights.
• 2+ years of applied experience in building advanced models, creating executive-level presentations with Excel and PowerPoint, and automating data pipelines and processes.
• Advanced skills in data manipulation, visualization, and modeling, with proficiency in Python, SQL, and BI tools (e.g., Looker, Tableau).
• Experience conducting complex indirect lending / small business credit risk, fraud risk, or business analysis & reporting at a financial institution, a strong asset.
• Strong strategic thinking, judgment, communication (verbal, visual, and written), with advanced problem-solving and analytical skills.
• Legitimately curious and passionate about finding the “right answer,” with a detail-oriented mindset and a “healthy sense of paranoia” about quality.
• Highly organized and driven, with the ability to manage competing priorities while meeting deadlines.
• Balanced sense of pride and humility, thriving in a collaborative environment and bringing energy and enthusiasm to team culture.

Some of the perks of working at Financeit:

• Lead the Risk Analytics, Data Science & Reporting team, setting both the long-term strategy and daily priorities to consistently drive progress while safeguarding the business.
• Lead, coach, and mentor a team of high-performing analysts and future leaders, fostering a culture built on principles of quality, service, drive and continuous improvement.

• Build, maintain, and continuously improve precise forecasting models (e.g., stock-flow, econometric) and risk analytics frameworks (e.g., statistical, AI, ML) covering both consumer and small business / channel partner credit and fraud loss.
• Ensure accuracy and reliability in all operational and provisioning models used across various stakeholders.

• Deliver Risk (e.g., Vintage Performance), Operational (e.g., Collections Performance), Lender (e.g., Portfolio Performance), and Financial (e.g., IFRS) reports to senior management and the Board of Directors, adhering to strict timelines
• Collaborate with cross-functional stakeholders to deliver insights that drive actionable business decisions.

• Take ownership of the Risk team’s data, analytics and reporting infrastructure, driving improvements in data quality, automation, and efficiency.
• Continuously identify and implement opportunities to automate data pipelines and reporting processes.

• Go beyond surface-level reporting to uncover trends, anomalies, and insights that link data to real-world events and customer behaviours.
• Translate complex findings into compelling stories and actionable recommendations for senior leaders.

• Partner with cross-functional teams to proactively identify and deliver analytics that meet business objectives.
• Contribute to strategic projects and initiatives related to risk management and company growth.

What you'll need to succeed:

• Bachelor’s degree in Engineering, Math, Computer Science, Finance, or a related field; advanced degree (e.g., MBA, Master’s in Analytics, CFA, FRM) preferred.
• Minimum of 7 years of experience in analytics, data science, strategy, or risk management with a strong focus on predictive modeling, insights generation, and reporting.
• Preference for candidates with experience in strategic management consulting, high finance, growth-phase entrepreneurship, or financial services.
• Proven leadership experience with a demonstrated ability to coach, mentor, and build high-performing, winning teams.
• Expert-level proficiency in AWS, Python, SQL, and BI tools (e.g., Looker).
• Strong ability to build, evaluate, and optimize complex models and visualizations.
• Excellent verbal, written, and visual communication skills with the ability to simplify complex information for diverse audiences.
• Strategic thinker with advanced problem-solving abilities, balancing curiosity with pragmatism.
• Driven, highly organized, outcome-oriented, and capable of managing multiple priorities effectively.
• A “healthy sense of paranoia” for quality, paired with humility and a desire for continuous improvement.
• Energetic and enthusiastic team player, skilled at working independently and collaboratively across all levels (from interns to executives) and several functions (finance, operations, product, sales, marketing, and technology).
• Passionate about contributing to a vibrant culture and building something even better - together.

Some of the perks of working at Financeit:

• Develop, maintain and manage strong relationships with our brokerage partners and dealerships with direct relationships with Financeit
• Generate and close new leads in the Powersports, Marine, Trailer and Retail sector
• Re-activate existing underperforming accounts as assigned in your territory
• Use expert product knowledge and sales consultation to increase merchant activity
• Execute regular training and coaching sessions with merchants
• Regularly update and coach partners on the Financeit program and process
• Teach businesses how to use our set of tools to position financing
• Ensure compliance to our approval and risk requirements
• Maintain accountability through daily and weekly reporting of all sales activities
• Produce reports, analyze data, identify trends, and provide recommendations
• Communicate process and system gaps when discovered to partners and key stakeholders
• Strive to meet individual and team targets on a monthly basis
• Travel is required

• 5+ years of experience with hands-on direct sales and relationship management
• Demonstrated expertise in managing successful business-to-business (B2B) sales and service relationships
• Experience in consumer lending, SaaS, or financial services is preferred
• Strong interpersonal and organizational skills
• Ability to multitask and meet deadlines under pressure
• Experience in using CRM tools, ideally Salesforce
• Post-secondary degree would be considered an asset
• Strong customer service and retail background are plusses
• A vehicle is required for this role along with a valid driver’s license

• Designing and writing clean, testable, and maintainable code.
• Delivering new features, fixing defects, and improving the existing codebase.
• Helping design the mobile app architecture and make choices for long term maintainability of this codebase.
• Engage in the development of mobile applications and web applications.
• Working closely with other Developers, Product Managers, Designers, Testers and Business Stakeholders to understand and gather requirements.

What you'll need to succeed:

• 5+ years of work experience in web development.
• Experience in Ruby on Rails, Ember.js, or similar modern frameworks.
• Familiarity with Elasticsearch, Redis, RDBMS/SQL, or other persistent technologies.
• Proficient in HTML, CSS, and Javascript.
• Curiosity and excitement about technology and continuous learning and development.
• Strong interpersonal and organizational skills.
• Experience in agile environments.

Some of the perks of working at Financeit:

• An award-winning culture with a collaborative & inclusive team.
• Competitive pay and performance based bonus.
• Committed to flexible work arrangements, offering hybrid workplace options.
• Comprehensive medical, dental and vision coverage + Lifestyle Account.
• RRSP Matching and Parental Leave Top Up Program.
• In office massage, meditation & workout sessions.
• Virtual events such as Lunch & Learns, company parties, fun team activities and charity initiatives.
• Career learning and development programs.